LIVING WITHIN YOUR MEANS
What ever is not needful or less needful can be done away with to enable you do some savings for rainy days. You should be be able to separate your needs from your wants. Your wants are things you can live without or could postpone having for another time while your needs are those pressing issues that need to be resolved as soon as possible.
For some one who earns monthly income and pays bills, you already know your bills are your needs and should be of top priority in your budget and likewise other pressing needs.
spending less than you earn is one way to effectively live within your means. Learn to be financially disciplined with your earnings and spendings. You must not get or have everything that comes your way.
Set targets you intend to achieve for yourself and then plan towards achieving your set goals.
There are times you just have to let go of certain things you feel you want knowing the target you have set for yourself to achieve in the nearest future with your earned money. Nothing beats the feeling of knowing you achieved a thing with the money you earned legally.
The temptation of spending beyond your means is trying to have anything and everything you see, trying to measure up with others especially those who known or unknown to you earn much more than you do or trying to please everyone resulting to doing the unthinkable just to keep up appearances.
You need not impress any one. The one or people you are trying to impress either do not know you exist or are not impressed with what you do and how you look. live your life according to your pace and earnings. When you don't have, you don't have. Try not to go over board to please or impress anyone.
Be unapologetic of how much you earn and how you live your life according to your financial pace but rather be proud of the fact that you earn a living no matter how little is.
Living within your means brings to your heart peace and contentment. Keep your needs simple and enjoy the small pleasures you derive in the little things you do from your means.
Quote for the day - "The recession won't be over till we raise a generation that knows how to live on what they've got." - Anonymous.